Scrub potatoes and pierce with fork several times.
Place on baking pan in preheated oven about 45 minutes or until fork tender.
Remove from oven and allow to cool slightly about 10 minutes.
Meanwhile in separate medium mixing bowl combine black beans, corn, bell pepper, tomato, onion, chili powder, cumin, and garlic powder. Mix well and set aside.
Meanwhile melt olive oil and butter over medium heat.
Beat 4 eggs with half & half, salt & pepper to taste.
Pour eggs into pan and scramble about 6-8 minutes.
Remove from heat and set aside
Cut potatoes in half length wise and scoop out potato flesh and save for later use.
Put skins on parchment lined baking sheet. Fill equally with scramble eggs, bean mixture*.
Return to oven and bake 10 more minutes.
Remove from oven top with cheese and bake an additional 5-6 minutes.
Notes
* the bean mixture will fill more than 4 skins. Can save the rest for later use. Great to eat just on its own.