Preheat oven to 350 degrees.
Meanwhile heat olive oil in pan over medium heat. Add onion and garlic and saute 2-3 minutes until fragrant.
Add black beans, corn, jalapeno, tomato, spices, brown rice, and yogurt and combine well.
Cook another 6-8 minutes and set aside.
In 9 by 9 casserole pan you will start by layer ⅓ of bean mixture, cheese, then tortilla.
Repeat layering ending with tortilla and cheese on top layer.
Bake covered in preheated oven 30 minutes.
Allow to cool ten minutes prior to serving.